Cover Your Travels All Year Long

Annual Cover Levels

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Our annual cover is designed to meet the needs of any frequent traveller. Review your options and choose the policy that's most appropriate for your needs.

Coverage Details	Annual Bronze with Ski	Annual Siver with Ski	Annual Gold With Ski
Delayed Golf Equipment	N/A	N/A	N/A
Golf Equipment	N/A	N/A	N/A
Avalanche closure Avalanche closure Cover for extra transport and accomodation if you cannot reach your destination or back home because of an avalanche	£250	£250	£250
Cancellation Cancellation Provides cover if you cancel your journey before it begings due to certain necessary circumstances. The circumstances covered are listed in your Policy Document	£500	£2,500	£5,000
Curtailment Curtailment Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document	£500	£2,500	£5,000
Delayed Departure Delayed Departure Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.	£100	£250	£300
Delayed Personal Possessions Delayed Personal Possessions Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.	£50	£150	£200
Delayed Ski Equipment Delayed Ski Equipment Cover to hire ski equipment if your are delayed on the outward journey for more than 12 hours	N/A	£300	£300
Emergency Medical Associated expenses Emergency Medical Associated expenses Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.	£1,000,000	£5,000,000	£10,000,000
Hired Ski Equipment Hired Ski Equipment Cover for hired ski equipment, if they are lost, stolen or damaged on your journey.	N/A	£200	£200
Kids for Free** Kids for Free** Children under the age of 2 years travelling with a parent or guardian receive cover under that person's policy free of charge.	Yes, under 2	Yes, under 2	Yes, under 2
Legal Expenses Legal Expenses Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.	N/A	£25,000	£25,000
Loss of Passport Loss of Passport Cover for transport and accomodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.	N/A	£150	£250
Missed Departure Missed Departure Cover for extra transport and accomodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.	£250	£500	£750
Owned Ski Equipment Owned Ski Equipment Cover for hired ski equipment, if your own are lost, stolen or damaged on your journey. Your policy will specify the most you can claim for a single article.	N/A	£400	£400
Personal Accident Personal Accident Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.	£5,000	£15,000	£20,000
Personal Money Personal Money Provides cover if your personal money is lost or stolen on your journey.	N/A	£500	£500
Personal Possessions Personal Possessions You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.	N/A	£1,500	£2,000
Personal liability Personal liability We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential immaterial) [Deductible: 75 &euro per claim]	£1,000,000	£2,000,000	£2,000,000
Piste Closure Piste Closure Provides cover if you cannot ski at the ski resort you booked before your journey because there is not enough snow and the ski lifts and the ski schools are closed.	£200	£200	£200
Ski Pack Ski Pack Cover for hired ski equipment, ski school fees and lift passes that you do not use because: you cancel or cut short your journey: You cannot ski because of an injury or illness during your journey	£300	£300	£300
	Annual Bronze with Ski Starting At: £37.50*	Annual Siver with Ski Starting At: £42.86*	Annual Gold With Ski Starting At: £49.29*
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